Here's a scenario. Although this example is unique to my situation, you can get the idea of how to combined discounts to maximize your money.
I needed to make a purchase from Tractor Supply. Here are the steps that I did to make sure that I found the most deals for this purchase:
- Check to see if I can redeem any cashback for a Tractor Supply gift card through my credit card. Companies such as AMEX and Discover give you rewards that you can redeem for discounted gift cards.
- Check to see if my credit card give extra cashback points if I shop online using their affiliate link.
- Check if Swagbucks.com has an affiliate link for Tractor Supply to earn swagbucks. Swagbucks are points that I accumulate and cash in for gift cards to stores, such as Amazon.com). As of the date of this posting, I have cashed in $105 worth of Amazon gift cards, which is free money for buying the things that I need anyway. You can also earn Swagbucks by using their search engine and watching out for swagbucks codes on sbcodez.com
- Check for coupon codes for the Tractor Supply. (There were several codes posted for 10% or 15% off online purchase on Tractor Supply, however none of them worked for me. I even checked with Tractor Supply's customer service and was told that they were not valid codes).
- Shopping around for discounted Tractor Supply gift card. I got a great deal on Raise.com. I saved a total of $34.13 (21%) on this gift card. The gift card discount was 17.7% and I saved an extra $5 by using a coupon code that I found on Retailmenot.com.
- Check for coupon codes for the website that you are purchasing your discounted gift card from. I saved an extra $5 just by entering a code that I was able to find online (by searching for "Raise coupon codes") - that's easy money!
Also, because I have a Swagbucks.com account and I used the Tractor Supply affiliate link from the Swagbucks.com website, I can expect to get 495 Swagbucks for my purchase, which I will use towards a $5 Amazon.com gift card. That's an extra $5 in my pocket for buying products that I needed anyway.